Vision coverage through VSP provides benefits for eye exams and vision correction treatment.



2024 Vision Plans

You can choose from three vision plans:

  • VSP Vision Core: A lower-cost vision plan with higher copays and lower allowances for vision correction materials.
  • VSP Vision Buy-Up: A vision plan with higher benefits, including lower copays and higher allowances for vision correction materials.
  • VSP Vision Buy-Up Plus: Similar to VSP Vision Buy-Up with access to enhanced eyewear options through VSP Easy Options.

You have the option to enroll in vision coverage as a new hire, during Annual Enrollment, or if you have a qualifying life event. To see your contributions and enroll, log in to the Inova Benefits Center website. To see your plan options, view the 2024 Vision Benefit Summary.

Key features at a glance


Eye exam covered every year,

with only a small copay charged to you

Coverage for eyeglasses or contact lenses

so you can choose the method of vision correction you prefer

Wide network of providers,

giving you the opportunity to save money with more generous in-network benefits

Find a network provider

You may choose to see any in- or out-of-network provider you’d like, but you’ll generally pay less when you stay in network. Visit VSP website to find an in-network provider near you.

Coverage with a participating retail chain may be different. If you plan to see a provider other than a VSP network provider, visit VSP or call 800-877-7195 for coverage details.

Coverage Details

In-network benefitsVSP Vision CoreVSP Vision Buy-UpVSP Vision Buy-Up Plus
Routine Well Vision Exam*$10 copay$10 copay
Prescription glasses*
(instead of contacts)
Discounts available$10 copay (includes frames and lenses)
Frames*Discounts available$170 allowance for a wide selection
20% off amount over your allowance
$95 Costco frame allowance
Frame allowance may be used for non-prescription sunglasses or non-prescription blue light filtering glasses
Lenses*Discounts availableIncluded in prescription glasses copay:
Single vision, lined bifocal and lined trifocal Polycarbonate lenses for dependent children
Lens Enhancements*Discounts availableStandard Progressive: Covered in Full
Premium/Custom Progressive: $95 – $175 copay
Average 20 – 25% discount off others
(instead of prescription glasses)
N/A$170 allowance; copay does not apply
Up to $60 for contact lens exam (fitting and evaluation)
VSP Easy OptionsN/AVSP Vision Buy-Up: N/A
VSP Vision Buy-Up Plus: You and each member on your plan can choose one of these enhanced eyewear options when purchasing glasses or contacts: an additional $100 frame allowance, an additional $50 contact lens allowance, fully covered progressive lenses, fully covered light-reactive lenses or fully covered anti-glare coatings
Essential Medical EyecareN/ARetinal screening for members with diabetes: $0 (up to $39 for non-diabetics)
Additional exams and services for members with diabetes, glaucoma or age-related macular degeneration. Limitations and coordination with your medical coverage may apply.
Ask your VSP doctor for details: $20 per exam.
Glasses and Sunglasses
(second pair)
20% off, including lens options, from any VSP doctor within 12 months of your last Well Vision Exam
Laser Vision CorrectionAverage 15% off the regular price or 5% off the promotional price

*Every calendar year.

Reflects coverage with VSP network providers, including participating retail chains.